Interest rates are rising, inflation is high, energy prices are skyrocketing and food is more expensive than it has been for a long time.

There are still things you can do to improve your finances and regain control over several areas of your everyday life.

Household Economics:

  • Keep track of all your expenses by making a budget
  • Pay off expensive and unnecessary loans and collect all your loans and credits in one place
  • Renegotiate with the bank about your mortgage

Food:

  • Make a weekly grocery list and shop in bulk to avoid impulse purchases
  • Buy cheaper food on offer and with short dates
  • Prepare lunch boxes

Household Expenses:

  • Terminate unused subscriptions
  • Compare electricity, broadband and phone contracts
  • Reduce electricity consumption

Shopping:

  • Compare prices online; Prisjakt is a great tool for this
  • Shop second hand
  • Think before you go and test buy stops

Transport:

  • Take public transport, cycle and walk
  • Try carpooling

Kronofogden’s website has great tips on how to prevent financial problems both as a private person and as a company.

If you have already incurred debts or perhaps want to dispute a debt and much more, then Kronofogden’s e-services are there for you, easily accessible with Freja+.